Real returns, 1926–2024 · Every crash, every bull market · No assumptions, no simulations
Annual Total Returns · Aggressive (100% Stock) · 1926–2024
Probability of Hitting Return Targets · All Rolling Periods Since 1926
Sequence of Returns Risk · Balanced 60/40 · $1M Portfolio
Starting Balance
Annual Withdrawal
Withdrawal Rate
5.0%
Retirement Start Year · click to toggle
Data: Ibbotson SBBI / Robert Shiller · Stock = S&P 500 large-cap total return (dividends reinvested) · Bond = US Intermediate Government Bond total return · Cash = 90-day T-Bill ·
Portfolios: Aggressive 100/0/0 · Balanced 60/40/0 · Conservative 25/50/25 (stock/bond/cash) ·
Returns are approximate and intended for illustrative purposes. Verify against official sources before publishing.