Portfolio Optimizer
Efficient Frontier & Portfolio Optimizer
Asset Classes
Cap 8.25%
Start Year
2003
End Year
2025
Risk-Free Rate
4.00%
Simulations
10,000
⊕ Your Portfolio
Set any allocation — your star plots live on the frontier · weights auto-normalize to 100%
Total Allocated —
Efficient Frontier — Monte Carlo Portfolio Simulation
Click any dot to inspect · star = Your Portfolio
↑ Click any dot to inspect that portfolio
Maximum Sharpe Best Risk-Adj.
Weights
Min. Variance Lowest Risk
Weights
Correlation Matrix
Annual Returns by Asset Total return · dividends reinvested
SPY: Vanguard 500 Index (VFINX) total return 2000–2025 · QQQ: Yahoo Finance adjusted close 2000–2025 · IYR: Yahoo Finance adjusted close 2001–2025
IEF: Yahoo Finance adjusted close 2003–2025 · EFA: Yahoo Finance adjusted close 2002–2025
FIA: Fixed Indexed Annuity modeled as max(0%, min(cap%, SPY annual total return)) — floor 0%, cap adjustable 4%–10% · illustrative only
Max Drawdown computed from monthly returns (peak-to-trough) · Past performance does not guarantee future results
Advisor Kingdom™ · a 360NetWorth, Inc. company · Cedar Park, TX · For educational and planning purposes only
Expected returns sourced from J.P. Morgan Asset Management Long-Term Capital Market Assumptions 2026 (LTCMA). Bond/FIA volatility uses historical data. LTCMA returns represent 10-15 year forward-looking estimates and do not guarantee future results.