Four white-labeled planning tools — efficient frontier, cash flow projections, Roth conversion optimizer, and life insurance scenarios — living on your website, in your colors, with your phone number. No logins. No vendor branding. No one else has this.
Every major planning platform has these capabilities buried inside a subscription your clients never log into. We put them on your website, in your brand, where your clients actually are.
Your logo, your colors, your domain, your phone number, your CTA. When a client uses the tool they see you — not a vendor. Not a third-party watermark. You.
No account creation. No data leaves the browser. A client arrives at your site, enters their numbers, and sees results in seconds. That's the engagement moment you've been missing.
The first efficient frontier model to include fixed indexed annuities. The first Roth optimizer with full IRMAA surcharge awareness. Neither exists anywhere else. Both are yours when you join.
10,000 Monte Carlo simulations. Live star tracking. Max Sharpe and Min Variance portfolios calculated instantly. And for the first time anywhere — fixed indexed annuities modeled as an asset class, plotted directly on the frontier alongside stocks and bonds.
Year-by-year retirement cash flow modeling with inflation, withdrawal rates, and portfolio longevity. Clients see in plain terms whether they run out of money — and what changes fix it.
Shows the optimal conversion amount each year to minimize lifetime tax burden. Side-by-side comparison of traditional vs. Roth outcomes across a 30-year horizon. And uniquely — fully IRMAA-aware. A large conversion this year can trigger thousands in Medicare premium surcharges next year. Most tools ignore this entirely. This one doesn’t. And uniquely — full IRMAA surcharge modeling, so clients see exactly how a conversion affects Medicare premiums the following year.
Whole life and term scenario modeling with death benefit projections, cash value accumulation, and income replacement calculations. Whole life, like fixed indexed annuities, shares key characteristics with fixed income — principal protection, non-correlated returns, capped upside. Model them the way they should be: as planning assets, not products.
| Feature | Advisor Kingdom | RightCapital | MoneyGuidePro | eMoney |
|---|---|---|---|---|
| Lives on your website | ✓ Yes | ✗ No | ✗ No | ✗ No |
| Your brand & colors | ✓ Full white-label | ✗ Vendor branding | ✗ Vendor branding | ✗ Vendor branding |
| No client login required | ✓ Zero friction | ✗ Account required | ✗ Account required | ✗ Account required |
| Efficient frontier tool | ✓ 10,000 simulations + FIA | ✓ Internal only | ✓ Internal only | ✓ Internal only |
| Roth optimizer w/ IRMAA | ✓ On your site | ✗ No IRMAA | ✗ No IRMAA | ✗ No IRMAA |
| Client data retained | ✓ Never retained | ✗ Stored on servers | ✗ Stored on servers | ✗ Stored on servers |
| Monthly cost | Contact for pricing | $125–$250/mo | $125–$200/mo | $200–$400/mo |
I’m bringing on a small group of early advisors to refine the suite before broad release. Early advisors get input on features, preferred pricing, and a head start on the competition.
I review every request personally and respond within 24 hours.
David Disraeli · President, 360NetWorth, Inc. · 40-year financial services veteran
(512) 464-1110 ·
david@360networth.com